In order to provide updates to those who download the resources, I would ask that you provide your e-mail below, and accept this basic privacy policy.

Privacy Policy:
For those who download Microfin, your name, email, and IP address will be stored in a secure database which will be used to advise you of program updates, enhancements, and potential formula corrections.  Some of these updates will include brief notices of upcoming courses, and will be no more frequent than 4 (four) times during the year.

If you opt-in to being notified of training courses, you will be informed immediately upon their planning and at the expiration of early booking discounts.  You may opt out of receiving any of these email updates by clicking on the unsubscribe link at the bottom of the mailings, however if you do, you bear the responsibility to return to this site periodically to learn of program updates or corrections.  You may also email me privately to regarding any questions regarding the data I keep on you or anything related to your receipt of emails.  

The following files are included for download on the next page:

  • Microfin 4.16 - LATEST VERSION - RELEASED 03 November 2018 (see below for release notes)
  • Microfin 4.15 - Released 14 March 2018 (see below for release notes)
  • Microfin 4.143 - BETA Release 10 May 2016 (see below for release notes)
  • Microfin 4.14 - Released 15 March 2012
  • Using Microfin 4 - Published December 2006
  • The Microfin help file, Microfin4Help.chm - Added 2 November 2017
  • Video Tutorials: English videos are available as of 17 May 2016.
  • Video Tutorials: Spanish videos are available as of 24 May 2016.  (Videos en Español estan disponible desde 24 Mayo 2016.)

Latest Version 4.16 - 03 November 2018 - Release Notes

Model Setup: Added Accrued Interest Income line item for historical financial statements.
Financial Statements: Added reconciling Accrued Interest Income functionality; corrected cell references on Aggregate sheet to reference initial balances on Branch Sheets
Intro: Added New Version Available Alert and functionality. Microfin tests for an internet connection, then displays a developer custom notice in cell E23
Summary Report: Translation into a foreign currency and foreign constant currency titles display on the appropriate sections
Demos: Removed reference to the Scenario Manager Demo (never created)
Model Setup: Default values changed to calculate ratios on Average Total Assets and After Tax Net Income
A continuous effort is being made to improve and enhance cell descriptions and translations for clarity. Suggestions and comments are encouraged
A continuous effort is being made to anchor checkboxes, buttons, and pull down menus 

Previous Version 4.15 - 14 March 2018 - Release Notes

ADDED: Fin.Sources & Fin.Flows 17 Restricted Loans for Portfolio use
ADDED: Fin.Sources & Fin.Flows Automatic loan repayment functionality for Unrestricted, Restricted for Portfolio and Restricted for Other Assets
Corrected: Model Setup - Growth and Outreach formulas
Corrected: Fin.Flows - Dividend Payment Formula (column P)
Corrected: Translations - Minor adjustments for clarity in Spanish and French
Corrected: Help File identification routine
Changed: Savings graphs include compulsory savings
Corrected: The last of the sheet based drop-down menus and check boxes have been forced to their correct location

Previous Version 4.143 - 10 May 2016 - Release Notes:

Development and training assumed by Howard Brady at MFI Resources going forward
Branch/Region sheet(s) - Fixed:Salaries for some positions were visible when the summary section was hidden.
Products, Branch/Region sheet(s), InsCap - Fixed: Certain checkboxes and pull down menus were not displaying on the appropriate row. 
Intro Page, Model Setup (when not in Consolidated mode) - RAM in use appears again.